We pay for all this excess now or later, either way we pay for it.., I’m really getting tired of what is going on with the worlds monetary, fiscal policy & investment community that creates Disneyland in my opinion...., & again we can all blame who ever we like ultimately its our own doing that this is all happening, the famous economist Joseph Schumpeter sums it up more than 70 years ago in the following quote.....

"This economic system cannot do without the ultima ratio of the complete destruction of those existences which are irretrievably associated with the hopelessly unadapted. An indiscriminate and general increase in credit facilities means simply inflation, which destroys that measure of selection which can still be ascribed to the depression, and burdens the economic system with those firms that are unfit to live."